On Hook Coverage Vs Garage Keepers

When you drop off your car at an auto repair garage you do not only expect it to be fixed but you expect it to remain safe while in the custody of the garage keeper.

On hook coverage vs garage keepers. On hook coverage is often provided for towing operations in case a vehicle being transported is damaged. In texas and virginia on hook towing insurance is referred to as garagekeeper s insurance if you live in one of these two states ask your agent for garagekeeper s insurance to get the equivalent of on hook towing insurance. In virginia and texas on hook towing insurance is reffered to as garagekeeper s insurance while garagekeeper s insurance is called storage location insurance. Garagekeepers coverage is what protects the vehicles you are working on but ensuring you have the correct garage keepers coverage will save you from surprises and headaches when an accident does occur.

Let s take a look at what on hook insurance is and how it can help protect your business. Garagekeepers liability vs garage liability. Well it depends on what insurer you ask. Garage keeper s liability coverage is an optional but recommended insurance coverage for business owners that store customer s vehicles.

Because of their names and uses garagekeeper s liability insurance is often confused with garage liability insurance. Legal liability garagekeepers coverage only covers a loss when a tech or mechanic is legally liable for a loss. It is specifically beneficial to have for a business that. What is on hook coverage.

Garage keepers and on hook towing coverage. Under the garage keeper s coverage there are two options for the auto service operator to consider. Home resources garage keepers liability coverage what you need to know. Examine section ii liability and section iii garagekeepers.

Garage keepers liability coverage what you need to know. There s a reason for this. Also what is the coverage needed on a flatbed. Mary thompson capstone brokerage president march 25 2016.

On hook insurance can cover your client s car while it s hooked up to your tow truck. In mass how is on hook coverage defined vs the garage keepers. It s called on hook insurance. One is called direct excess coverage.

Just need some clarification. On hook coverage and garagekeepers coverage are sometimes confused with one another. Exactly what is on hook coverage and how does it compare to garagekeepers coverage. Is there a difference between being towed by a wrecker vs a flat bed.

Tow truck and wrecker companies need on hook insurance because anything can happen on the road. For example if a mechanic. If garagekeepers coverage is provided is on hook coverage needed. A separate garage keeper s policy or an addendum to the garage service center policy already in place must be added.